Background

Michael Urrutia

CFE, CCI

Principal Financial Crimes Investigator

Michael has served in law enforcement for over 14 years and continues to work as a Detective specializing in financial crimes and fraud investigations. With extensive experience in risk assessment, interrogation, and investigative analytics, he understands how fraud can impact a business, not just financially, but operationally and reputationally.

He founded Point Fraud to bring that same level of diligence and integrity to the private sector, helping organizations identify vulnerabilities, uncover deception, and protect what they've worked hard to build. Through targeted audits, Point Fraud exposes billing discrepancies and excess charges that often go undetected. Michael approaches every case with a commitment to truth, trust, and measurable results.

Education

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University of North Texas - B.A.

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University of New Haven - M.S. in Investigations of Financial Crimes

Credentials

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Master Peace Officer (TCOLE): Texas Commission of Law Enforcement

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Certified Fraud Examiner (CFE)

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Certified Cryptocurrency Investigator (CCI)

Memberships

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Association of Certified Fraud Examiners (ACFE)

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Fraud Investigators Association of Texas (FIATX)

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North Texas Cyber Fraud Task Force (CFTF)