
Michael Urrutia
CFE, CCI
Principal Financial Crimes Investigator
Michael has served in law enforcement for over 14 years and continues to work as a Detective specializing in financial crimes and fraud investigations. With extensive experience in risk assessment, interrogation, and investigative analytics, he understands how fraud can impact a business, not just financially, but operationally and reputationally.
He founded Point Fraud to bring that same level of diligence and integrity to the private sector, helping organizations identify vulnerabilities, uncover deception, and protect what they've worked hard to build. Through targeted audits, Point Fraud exposes billing discrepancies and excess charges that often go undetected. Michael approaches every case with a commitment to truth, trust, and measurable results.
Education
University of North Texas - B.A.
University of New Haven - M.S. in Investigations of Financial Crimes
Credentials
Master Peace Officer (TCOLE): Texas Commission of Law Enforcement
Certified Fraud Examiner (CFE)
Certified Cryptocurrency Investigator (CCI)
Memberships
Association of Certified Fraud Examiners (ACFE)
Fraud Investigators Association of Texas (FIATX)
North Texas Cyber Fraud Task Force (CFTF)